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Access America Travel Insurance




We all know the unexpected can come at any time, even when you're traveling – that's why we've asked Access America® to offer travel insurance starting as low as $16.50 per person! Access America Travel Insurance And Assistance
Why Travel Insurance?
  • Be prepared – ensure you and your most valuable assets are safe in many unforeseen circumstances
  • Get great coverage – reasons include but are not limited to illness, bad weather, job loss, or even jury duty
  • 10 day cancellation policy – receive a refund on your travel insurance premium within 10 days of purchase if you decide to cancel your coverage and you have not filed a claim or departed on your trip
Valuable Products and Services
Access America's® Trip Insurance products have been created and tailored to align with our customer's specific travel needs. Examples of possible coverage include but are not limited to the below:

  • Reimbursement for non-refundable payments on hotels, airline tickets and other prepaid expenses
  • Protection for unexpected additional travel expenses caused by interruptions and delays
  • Primary coverage for damage or theft of your rental vehicle
  • 24-hour emergency assistance for whatever travel emergency arises
  • Emergency medical/dental coverage while traveling
  • Concierge service for destination information before and during your trip

    Note: Coverages are subject to the travel insurance program purchased. See policy/certificate of travel insurance for terms, conditions and exclusions prior to purchase as product offerings may vary depending on time of purchase and flight itinerary details. Refer to your confirmation email upon purchase for additional details and customer support for your customized product offering.

  • Trip Insurance Options
    Access America
    Basic
    Comprehensive
    AAdvantage® Award Travel
    Rental Car Protection
    Basic
    Comprehensive
    5.5% of travel costs (min. $16.50)
    6.25% of travel costs (min. $18.75)
    $13 flat fee
    per person
    $24 flat fee
    per person
    $9 flat fee per calendar day
    Trip Cancellation Up to trip cost
    (max. $3,000)
    Up to trip cost
    (max. $3,000)
    $200* $300* n/a
    Trip Interruption Up to trip cost
    (max. $3,000)
    Up to trip cost
    (max. $3,000)
    $500* $1,500* n/a
    Emergency Medical /Dental n/a $10,000 n/a $10,000 n/a
    Emergency Medical Transportation n/a $50,000 n/a $50,000 n/a
    Travel Delay $500 $500 $500 $500 n/a
    Baggage Delay $500 $500 $500 $500 n/a
    Collision /Loss Damage n/a n/a n/a n/a Up to $40,000
    24-hour Hotline Included Included Included Included Included
    Concierge n/a Included n/a Included n/a
    Limitations Apply View Policy View Policy View Policy View Policy View Policy
      Get an Access America Trip Insurance Quote Get an Access America Trip Insurance Quote Get an Access America Trip Insurance Quote
    * Includes Change and Reinstatement fees.

    The above chart displays the Trip Insurance benefits per person and is reflective of standard products offered by Access America®; other products may be offered at flight point of purchase that are more tailored to the flight itinerary details. Refer to confirmation email upon purchase for specific details and customer service support for your customized product offering.


    Access America® products are underwritten by BCS Insurance Company, rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company, rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX-01, depending on your state. World Access Service Corp., a company of Mondial Assistance, is the producer and administrator of this program. The insured shall not receive any special benefit or advantage because of the affiliation between World Access Service Corp. and Jefferson Insurance Company.

    Please be advised that this optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the Insured's purchase of travel tickets. Product may not be available in all jurisdictions.

    California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as WASC Insurance Agency. CA License # is 0B01400.

    Florida residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.


     
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